We know that your animals are an invaluable part of your life and your family. Your health and well-being are a priority. That's why we offer you animal insurance designed to give them the best possible care, no matter what life throws at them.
Advantages of our Animal Insurance:
- -Worry-Free Medical Care: With our insurance, you won't have to worry about the unexpected costs of visits to the veterinarian, medical treatments, surgeries or medications. Your four-legged loved ones will receive the necessary attention when they need it most.
- -Accident Coverage: Have any of your animals had an accident? Don't worry. Our policy includes coverage for injuries caused by falls, collisions and other unexpected accidents.
- -Protection Against Chronic Diseases: Chronic diseases can be expensive to treat. Our insurance covers long-term illnesses, such as diabetes, heart disease and more, ensuring your animals receive the best treatment without affecting your pocketbook.
- -Civil Liability: If your animals cause damage to third parties or injure someone, our insurance protects you with civil liability coverage, avoiding legal and financial worries.
- -Optional Preventive Care: Keep your animals healthy and happy with coverage options for preventative care, such as vaccinations, deworming, and regular exams.
- -Affordable Deductibles and Limits: Our insurance offers flexible deductibles and limits that fit your budget.
Advantages of Hiring Our Animal Insurance:
- -Total Peace of Mind: Taking out animal insurance gives you the peace of mind of knowing that your four-legged loved ones are protected in all situations, from unexpected illnesses to unforeseen accidents.
- -Savings on Veterinary Expenses: Avoid prohibitive medical costs and financial surprises by having a policy that covers a wide range of medical treatments and procedures.
- -Comprehensive Coverage: Our insurance offers comprehensive coverage that covers a wide variety of situations, from medical care to civil liability.
- -Long-Term Wellbeing: Guarantee the well-being of your animals throughout their lives, regardless of their size or species, including horses.
- -Flexibility and Customization: Customize your animal insurance policy to meet your specific needs and budget.
Equine insurance has been implemented in our country due to the great equestrian tradition and to provide protection to our horses.
We can insure our horse in two ways:
- – With civil liability insurance
- – With life insurance and emergency surgery expenses
ON HORSES
Advantages and Modalities
The insurance types cover two possible risks:
In the case of Civil Liability, we are protecting ourselves against possible claims for damages that our horse may cause to a third party. Horse owners are responsible for any damage that our horse may cause to something or someone. The Civil Liability Insurance will cover those claims for which we are civilly responsible as owners of the horse as long as there is a cause-effect relationship between what the horse has done and the damage they claim from us. If this insurance is not available or if the issue is non-coverage, the owner will be liable with his or her property for any damages claimed. That is why it is important to take out Civil Liability Insurance.
Regarding Life Insurance, what we cover is that if our horse dies, the beneficiary designated in the insurance collects the amount for which the horse was insured as compensation for the loss. In addition to death, equine life insurance covers other coverages that we detail below. This insurance is not mandatory, although the majority of horse owners cover their animals with this insurance because it is a way to have colic surgery covered, which is very expensive, open fractures, transportation, corpse removal expenses, apart from the horse's insured capital. That is, they have very complete insurance for their horse in case something happens to it that no one wants to happen.
Coverage
Horse Insurance coverage offers the possibility of insuring your horse for risks of:
- – All risk (includes the basic guarantees specified below).
- – Civil liability.
- – In addition to the above, it is possible to carry out personalized risk studies including additional coverage.
Insurable uses
-Walk
-Leap
-Dressage
-Dressage
-Pole
-Hitch
-Complete contest
-Raids
-Cowgirl
-Careers
-Breedmares
-Stallions
Basic Guarantees
– Humanitarian sacrifice
- Heist
– Hospital expenses for colic or serious fracture (€300 deductible)
– Transportation to the hospital
– Removal of remains
– Necropsy
– Loss of use (walking horses): 50% of the insured value with a limit of €2,000. 1 year grace period.
– Death and total and permanent disability of the usual rider due to an accident riding the insured horse. Limit €10,000.
Optional Guarantees
– Rider accidents (up to 3 per policy): limit of €30,000, €50,000 or €60,000.
– Expansion of hospital expenses
– Loss of use due to accident
